Private Client FX for High-Value Money Transfers
Move High-Value Money Internationally with Clarity and Confidence
Moving large sums shouldn’t feel like a gamble. Whether you're buying a home or shifting funds abroad, you need someone who explains things clearly and looks out for you. We like to assess our clients first to see if they're a fit.
Why Private Clients Choose Lucid for High-Value FX Transfers
Whether you’re purchasing property overseas, managing international investments, or relocating abroad, high-value currency transfers require precision and trust.
Traditional banks rarely provide transparent guidance, while generic brokers focus on rates instead of risk.
Lucid takes a different approach — combining expert insight and personal service to make every transfer clear, efficient, and completely secure.
Clear Options
Transparent Pricing
Discretion, Speed & Personal Service
High-Value Money & Currency Transfers
Timing & Risk Management
Expert Foreign Exchange for High-Value Individuals
What You Actually Need When Moving Large Sums
Most platforms give you an app and a rate. We give you a real account, real support, and real transparency, so you stay in control, every step of the way.
Named Multi-Currency Account
Speak directly with a real person who knows your situation.
1:1 Support, 7 Days a Week
Our transparent model puts your interests first.
Competitive Rates, No Surprise Fees
You see everything up front. No games. No pressure.
Trusted by High-Net-Worth Clients Worldwid
“Relocating overseas meant moving significant funds, and Lucid handled it flawlessly. Dave's personal approach, clear communication, and excellent rates gave us full confidence throughout. We saved a substantial amount compared with our bank and genuinely felt looked after from start to finish.”
“We used Lucid for a large currency transfer linked to our villa purchase in Spain. David and his team made the process effortless, kept us informed at every stage, and locked in a fantastic rate. The experience was far more reassuring than dealing with the banks — highly recommended.”
“Our investment transfer to Switzerland required precision and timing. Lucid provided both. David's insights into rate movements and tailored advice allowed us to optimise the transfer value. It’s refreshing to work with a team who genuinely understand high-value transactions.”
“Our family office has worked with Lucid for several years to manage cross-border currency movements. Their understanding of complex structures and timing has been invaluable. The service is efficient, personal, and entirely professional — a trusted partner for every high-value transfer we execute.”
“I needed to transfer a significant sum to diversify my investment portfolio overseas. Lucid provided clear guidance on timing and rate management, achieving a much stronger return than expected. Their expertise and discretion made the process feel effortless — exactly what you want from a private FX partner.”
“I use Lucid regularly for high-value transfers related to investments and personal projects. Their consistency, responsiveness, and market insight set them apart. It’s rare to find a financial partner that combines technical skill with genuine personal service — Lucid achieves both.”
When It Really Matters,
You Don’t Want to Just Wing It
Lucid operates as a trusted, regulated foreign exchange partner for high-value private clients. With over a decade of experience in global currency markets, our specialists combine market insight and personal service to protect the value of every transfer.
Client funds are held in safeguarded accounts through FCA-regulated partners, ensuring complete security and transparency. Whether you’re transferring for property, investment, or relocation, Lucid delivers clarity and confidence at every stage of the process.
Buying or Selling Overseas Property
Transfer large sums with clarity and control — without relying on slow banks or unclear rates. We help you time the market, handle the paperwork, and avoid costly errors when your dream home is on the line.
Relocating Abroad
We handle the money side so you can focus on the move. Secure, on-time transfers with clear support every step.
Family or Tuition
Set up fast, reliable transfers with zero stress. We make sure your money gets where it needs to, no delays, no confusion.
Managing Investments or Inheritance
Whether you're moving returns, diversifying holdings, or receiving a cross-border inheritance, we give you full visibility and 1:1 support to move capital securely, with none of the usual FX friction.
Book Your Free Demo
Tell us what you're trying to do. We’ll listen, then map out a plan.
Get Set Up
We’ll help you open a secure, named multi-currency account.
Lock in Your Rate
You decide when to book. We guide you — no pressure.
Funds Delivered
We handle the execution. You get full updates at every step.
Transparent Rates, Safeguarded Funds & 1:1 Support
Transparent Pricing, Always
No hidden fees or markups. Every rate you receive reflects the real market price — giving you clarity and control on every high-value money transfer.
Personal FX Strategy
We map out your goals. Then we help you hit them. It’s that simple.
1:1 Support
No call centres or bots — just direct access to an experienced FX professional who understands your priorities and manages each transfer personally.
Lucid provides a private-client foreign exchange service built around clarity, precision, and personal support.
Whether you’re transferring funds for property, investment, or relocation, every transaction is managed by an expert who understands high-value requirements.
Our proactive market insight, transparent pricing, and bespoke FX strategies help clients protect and grow their wealth across borders — with every detail handled discreetly and efficiently.
Built to Bring Clarity and Confidence to High-Value Currency Transfers
A message from our founder, David — 12 years in private foreign exchange and still focused on what truly matters
I’ve spent over 14 years working in foreign exchange and have seen first-hand how confusing and stressful it can feel to move large sums across borders.
Too often, the focus is purely on chasing the “best rate,” while the fundamentals — security, timing, and guidance — get overlooked.That’s why I created Lucid Financial Markets. Our goal is simple: to make every high-value transfer clear, seamless, and completely transparent.
At Lucid, we demystify the market so you understand what’s happening and why. We combine insight, technology, and personal service to give you confidence — not just in your rate, but in every decision you make.
Because when you’re moving significant value, clarity isn’t optional — it’s essential.
David Huggett
Founder
Private FX FAQ'S
Your Top 5 Concerns, Cleared
Is my money safe with Lucid?
Client funds are held with FCA-regulated institutions in safeguarded accounts that remain separate from operational funds. This ensures your money is fully protected and compliant with UK financial regulations.
We never touch client funds.
How does Lucid make money?
We charge a small, transparent margin on each transaction — no hidden fees or aggressive
upselling.
Can I trust you over a bank?
Absolutely. We’re fully transparent, regulated, and focused on service — not volume. Clients
come to us after getting burned elsewhere.
I’m not sure how FX works. Can you help?
That’s exactly why we exist. We’ll walk you through everything in plain English.
What if I don’t want to move money right now?
No problem. Book a call, ask your questions, and get clarity — with zero pressure.
What is Private Client FX?
Private Client FX refers to a bespoke foreign exchange service designed for individuals moving large sums — typically £250,000 or more — for purposes such as property purchases, wealth transfers, or overseas investments. Unlike banks, Lucid provides personal market guidance and better execution rates.
Can I fix my exchange rate in advance?
Yes — Lucid offers forward contracts, allowing you to lock in today’s rate for up to 12 months. This is ideal for property purchases or planned wealth transfers where currency markets may fluctuate.
How much can I save compared to using my bank?
Our clients often save between 1%–3% on large currency transfers compared to typical high-street banks. On a £1 million transfer, that can mean savings of £10,000–£30,000.
Do you provide advice on the timing of transfers?
Yes. Your dedicated FX specialist monitors market trends and rate movements, helping you choose the right time to execute your transfer or hedge against volatility.
We help...
Empowering financial decisions for corporate and high net worth clients through currency risk management and best execution.
© 2025 by Lucid Financial Markets.
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