Buying a Property in Majorca Made Simple with Expert Currency Transfers
Trusted foreign exchange solutions for overseas property buyers
Move funds to Majorca with confidence, speed and clarity.
Why Property Buyers Choose Lucid for Majorca Money Transfers
Purchasing a home in Majorca means moving large sums — often across several payments. Exchange-rate swings of just 1% can cost or save thousands.
Lucid provides high-value currency transfers for property purchases on the Balearic Islands, combining transparent pricing, strategic timing, and personal service.
Every euro you send is handled through FCA-regulated partners, with full visibility from deposit to completion.
Clear Options
Transparent Pricing
Personal, Responsive Service
High-Value Property Transfers
Timing & Risk Management
Expert Foreign Exchange for Majorca Property Buyers
What You Actually Need When Moving Large Sums
Most platforms offer a rate and an app, Lucid offers expertise and accountability. You’ll receive a dedicated account for your property purchase in Majorca, direct contact with your FX specialist, and transparent pricing at every stage.
Named Multi-Currency Account
Track and manage all Majorca payments easily and securely.
1:1 Support, 7 Days a Week
Your dedicated proeprty FX specialist provides clear guidance on rates, timing, and documentation — available whenever you need them.
Competitive Rates, No Surprise Fees
We offer market-based exchange rates with transparent pricing, no inflated margins, no unexpected fees, and full FCA regulation.
When It Comes to Buying in Majorca, You Need More Than a Good Rate
From holiday homes in Pollensa to investment apartments in Palma, Lucid handles every high-value transfer with precision and personal care.
“Lucid helped us transfer funds for an apartment purchase in Palma. The process was smooth from start to finish — clear communication, no hidden fees, and a much better rate than our bank. Dave’s advice on timing saved us a meaningful amount and gave us total confidence throughout.”
“When buying our holiday home in Pollensa, Lucid handled the entire currency transfer with exceptional care. Every step was explained clearly, and the rate we achieved was far more competitive than our high-street bank. We couldn’t have asked for a more professional or reassuring service.”
“We worked with Lucid for our property purchase in Deià, and the experience was faultless. Communication was fast and transparent, and funds arrived exactly when needed. The David’s attention to detail made a potentially stressful process completely seamless.”
“Lucid managed our transfers for a villa investment in Alcúdia. Dave and the team kept us informed at every stage, securing excellent exchange rates and ensuring all payments reached the notary on schedule. It was a highly professional service we’d recommend without hesitation.”
“Relocating to Sóller meant transferring a significant amount, and Lucid made it effortless. Their guidance on rate timing and transparent pricing gave us total peace of mind. Funds arrived promptly, and the personal service was outstanding from start to finish.”
“Lucid handled our high-value transfer for a villa in Andratx with complete professionalism. Every step was explained clearly, and the team worked around tight completion deadlines without a single issue. The rate we secured was excellent, and the personal service was far beyond what we expected.”
When It Comes to Buying in Majorca, You Need More Than a Good Rate
From holiday homes in Pollensa to investment apartments in Palma, Lucid handles every high-value transfer with precision and personal care.
Buying Your Home in Majorca
Move large sums with clarity and confidence. We help you manage rate timing, coordinate completion payments, and reduce risk when buying or selling your home abroad.
Relocating Abroad
Relocating often involves multiple property-related payments. Lucid ensures funds arrive where and when they’re needed — supporting everything from deposits to relocation costs.
Overseas Property Development
For clients funding international building projects, we manage staged payments and forward contracts to protect budgets from market volatility.
Managing Property Investments
Whether you’re diversifying into new markets or releasing capital from an existing portfolio, we provide rate strategies and execution designed for efficiency, not speculation.
Your Majorca Property Transfer in Four Simple Steps
Buying a property in Majorca shouldn’t be complicated. Lucid keeps your foreign exchange process clear from start to finish — with personal guidance, transparent pricing, and full visibility at every stage.
Book Your Free Consultation
Discuss your timeline and budget with a Lucid specialist. We’ll listen, understand your goals, and map out a tailored FX plan.
Get Set Up
We’ll help you open a secure, named multi-currency account through our FCA-regulated partners, ensuring your funds are protected and ready when you are.
Lock in Your Exchange Rate
When the timing is right, your Lucid specialist helps you secure or fix your rate — whether it’s a one-time transfer or a forward contract for future payments.
Funds Delivered
Lucid executes and confirms safe arrival to your lawyer or agent in Majorca.
Transparent Rates, Secure Transfers & 1:1 Guidance for Majorca Buyers
Transparent Pricing, Always
No hidden markups or surprise fees. Every euro rate reflects the real market price — giving you clarity and confidence for every Majorca property transfer. Whether paying a deposit or completion funds, you’ll always know exactly what you’re getting.
Personal Property FX Strategy
Every property purchase is different. Your Lucid specialist helps plan the right foreign exchange strategy, factoring in deposit deadlines, completion timing, and potential market movements — so your transfer fits your property timeline, not the market’s.
1:1 Support, Every Step
No call centres or chatbots — just direct access to a senior foreign exchange professional who understands high-value transactions and manages each stage personally.
Lucid provides secure, property-focused foreign exchange for UK buyers purchasing homes in Majorca.
Every transfer is processed through FCA-regulated partners, with funds held in safeguarded client accounts for complete protection.Our mission is simple — to remove stress and uncertainty from the process of transferring large sums abroad.
With transparent pricing, proactive market insight, and personalised support, we help clients protect their value and complete their Majorca property purchases confidently and efficiently.
Clarity and Confidence for Your Majorca Property Purchase
A message from our founder, David — 14 years in property foreign exchange and still focused on what truly matters.
Majorca is one of Europe’s most desirable property markets, and one of the most active for international buyers. Our goal is to help you transfer funds efficiently and securely so you can focus on your new home, not the exchange rate.
Too often, the industry’s focus is on chasing the “best rate,” while the fundamentals — security, guidance, and clear communication — are overlooked. That’s why I created Lucid Financial Markets: to make every high-value property transfer seamless, transparent, and handled with genuine care.
At Lucid, we take the time to explain what’s happening and why. Our goal is to protect your value through insight, technology, and personal service — not just in your rate, but in every decision you make.
Because when you’re transferring life-changing amounts to buy a home or investment abroad, clarity isn’t optional — it’s essential.
David Huggett
Founder
FAQs — Buying a House in Majorca
Everything You Need to Know About Currency Transfers for Majorca Property Purchases
What do I need to know about currency when buying in Majorca?
When buying in Majorca, your purchase will likely be in euros. Exchange rate movements between GBP and EUR can significantly affect your final price. Using Lucid’s Property FX service lets you fix rates in advance and avoid last-minute cost changes.
Can Lucid help with stage payments to Spanish developers?
Yes. We regularly manage scheduled transfers for new-builds and renovations in Majorca, using forward contracts to lock rates for each stage.
Are funds safe when transferring to Spain?
Absolutely. All funds move through FCA-regulated partners in safeguarded accounts for full compliance with UK and EU regulations.
How long does a GBP → EUR transfer to Majorca take?
Most complete within one business day once funds are received — often same-day for major banks and currencies.
What if the euro rate drops before completion?
Lucid can secure your rate months ahead through a forward contract, so you avoid unexpected costs if markets move against you.
Does Lucid charge fees for Majorca property transfers?
No transfer fees. We earn through a small, transparent margin on the exchange rate — always explained up front.
How much can I save compared to my bank?
On a £1 million property purchase, clients typically save £10,000–£25,000 through better rates and timed execution.
Do I need a Spanish bank account?
Not necessarily. Lucid can send directly to your agent or notary in Majorca, though having a local account may simplify ongoing ownership costs.
Can Lucid help if I’m selling my Majorcan property?
Yes — we can repatriate funds back to the UK or another destination currency efficiently and securely.
Start Your Majorca Property Transfer with Lucid Today
Move funds safely, securely, and strategically with our property FX specialists.
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Empowering financial decisions for corporate and high net worth clients through currency risk management and best execution.
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