
Buying a Property in Italy
Buying a property in Italy is a dream for many international buyers — from apartments in Rome and Milan to countryside homes in Tuscany or coastal villas along the Amalfi Coast. But once your purchase price is agreed in euros, the next step is critical: moving a large sum internationally without losing money to poor exchange rates, delays, or hidden bank costs.
Lucid specialises in high-value foreign exchange for Italian property purchases, helping you secure competitive EUR rates, protect your budget from currency volatility, and ensure funds arrive smoothly with your notary (notaio) or seller.
Why Property Buyers Choose Lucid for Italy Money Transfers
We guide you through spot rates, phased transfers or forward contracts, clearly explaining how each option affects your Italian property budget.
Whether it’s €300k for an apartment in Rome or a multi-million-euro villa in Tuscany, we manage every transfer with precision, expertise and strict compliance.
Buying property in Italy often involves multiple payment stages — preliminary agreements, deposits, and final completion.
Even small movements in the GBP/EUR rate can materially change your final cost. Lucid provides specialist property FX support so your transfers are planned, priced clearly, and executed on time.
All transfers are processed via FCA-regulated partners, with funds safeguarded throughout.
Clear Options
Transparent Pricing
Personal, Responsive Service
High-Value Property Transfers
Timing & Risk Management
Expert Foreign Exchange for Italy Property Buyers
Lucid gives you more than a rate. You get a clear FX strategy, a named specialist and full accountability for every euro you transfer.
What You Actually Need When Moving Large Sums
When sending high-value payments to Italy, what matters most is:
Is the transfer safe?
Am I getting the right rate?
Will the funds arrive exactly when required?
We build your Italy FX plan around those priorities.
Named Multi-Currency Account
Access a secure, FCA-regulated multi-currency account. Hold GBP and convert to EUR when the timing suits your purchase strategy.
1:1 Support, 7 Days a Week
From your first call to final completion, you deal with the same senior FX specialist — available when you need them
Competitive Rates, No Surprise Fees
We offer strong EUR rates with no transfer fees. On a £1m Italian property purchase, clients often save £10,000–£25,000+ compared with banks.
Bespoke FX Broker
From historic city apartments to countryside estates, we support buyers across Italy with FX strategies tailored to how they’re purchasing.
Buying Your Home in Italy
Manage deposits, completion payments and renovations with clarity and confidence.
Relocating To Italy
Coordinate multiple transfers for property, relocation costs, schooling and living expenses.
Overseas Property Development
Handle staged payments to builders and contractors while protecting your budget from FX volatility.
Managing Property Investments
Optimise returns when buying, selling or refinancing Italian property through smart FX planning.
Your Italy Property Transfer in Four Simple Steps
We make moving money to Italy simple, structured and stress-free.
Book Your Free Consultation
Discuss your purchase, timeline and euro exposure with an Italy FX specialist.
Get Set Up
Open your secure, multi-currency account via our FCA-regulated partners.
Lock in Your Exchange Rate
Secure your EUR rate for deposits and completion — or split transfers strategically.
Funds Delivered
We send euros directly to your solicitor, notary or seller with full confirmation.
Transparent Rates, Secure Transfers & 1:1 Guidance for Italy Buyers
Transparent Pricing, Always
Clear, competitive pricing with no hidden fees.
Personal Property FX Strategy
Your FX plan is built around Italian legal timelines and payment milestones.
1:1 Support, Every Step
You speak to the same specialist from first call to final transfer, including coordination with your notaire.
Lucid provides secure, property-focused foreign exchange for buyers purchasing in Italy.
Every transfer is handled through FCA-regulated partners, ensuring safeguarded funds and timely delivery.
Our aim is simple: protect your value and remove uncertainty from buying property abroad.

Clarity and Confidence for Your Italy Property Purchase
A message from our founder, David – over a decade in property foreign exchange and still focused on what truly matters.
Italy attracts buyers looking for lifestyle, heritage and long-term value. When you’re transferring large sums to complete a purchase here, clarity and timing matter just as much as the rate itself.
At Lucid, we focus on protecting your value, explaining your options clearly, and making sure every transfer happens exactly when it should.
David Huggett
Founder

FAQs — Buying a Property in Italy
Everything you need to know about currency transfers for Italian property purchases.
How many payments are involved when buying in Itay?
Usually a deposit at compromesso and a final payment at rogito. We plan FX around both stages.
How long do transfers to Italy take?
Once funds arrive with us, most EUR transfers complete same day or next business day.
Can I lock in an exchange rate ahead of completion?
Yes. Forward contracts allow you to secure a EUR rate months in advance.
Are Lucid’s transfers secure?
Yes. All funds are safeguarded and processed through FCA-regulated partners.
Does Lucid charge fees?
No transfer fees. We use a clear, competitive margin on the exchange rate — far tighter than most UK banks.
Are funds safe during the transfer?
Yes. All funds are safeguarded and processed through FCA-regulated partners, with full transparency and proof of delivery.
Start Your Italy Property Transfer with Lucid Today
Move funds safely, securely, and strategically with our property FX specialists.
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