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Buying a Property in Italy Made Simple with Expert Currency Transfers

Trusted foreign exchange solutions for Italy property buyers

Move funds to Italy securely and confidently — from reservation deposits to final completion.

Buying a Property in Italy

Buying a property in Italy is a dream for many international buyers — from apartments in Rome and Milan to countryside homes in Tuscany or coastal villas along the Amalfi Coast. But once your purchase price is agreed in euros, the next step is critical: moving a large sum internationally without losing money to poor exchange rates, delays, or hidden bank costs.

Lucid specialises in high-value foreign exchange for Italian property purchases, helping you secure competitive EUR rates, protect your budget from currency volatility, and ensure funds arrive smoothly with your notary (notaio) or seller.

What We Give You

Why Property Buyers Choose Lucid for Italy Money Transfers

We guide you through spot rates, phased transfers or forward contracts, clearly explaining how each option affects your Italian property budget.

Whether it’s €300k for an apartment in Rome or a multi-million-euro villa in Tuscany, we manage every transfer with precision, expertise and strict compliance.

Buying property in Italy often involves multiple payment stages — preliminary agreements, deposits, and final completion.

Even small movements in the GBP/EUR rate can materially change your final cost. Lucid provides specialist property FX support so your transfers are planned, priced clearly, and executed on time.

All transfers are processed via FCA-regulated partners, with funds safeguarded throughout.

 Clear Options

Transparent Pricing

Personal, Responsive Service

High-Value Property Transfers

Timing & Risk Management

What You Get

Expert Foreign Exchange for Italy Property Buyers

Lucid gives you more than a rate. You get a clear FX strategy, a named specialist and full accountability for every euro you transfer.

What You Actually Need When Moving Large Sums

When sending high-value payments to Italy, what matters most is:

Is the transfer safe?
Am I getting the right rate?
Will the funds arrive exactly when required?

We build your Italy FX plan around those priorities.

Named Multi-Currency Account

Access a secure, FCA-regulated multi-currency account. Hold GBP and convert to EUR when the timing suits your purchase strategy.

1:1 Support, 7 Days a Week

From your first call to final completion, you deal with the same senior FX specialist — available when you need them

Competitive Rates, No Surprise Fees

We offer strong EUR rates with no transfer fees. On a £1m Italian property purchase, clients often save £10,000–£25,000+ compared with banks.

When It Comes to Buying in Italy, You Need More Than a Good Rate

Here’s how Lucid has helped buyers move funds for property purchases across Italy — securely, efficiently and with total clarity.

Lucid supported our villa purchase in Tuscany and managed every transfer flawlessly. The FX strategy saved us a significant amount compared to our bank.

James & Eleanor Wright

Oxford

We bought an apartment in Milan and Lucid made the currency side incredibly simple. Clear advice, great rates, and excellent communication throughout.

Marco & Helen Bianchi

London

Our home purchase in Puglia involved staged payments. Lucid structured the transfers perfectly and kept us fully informed at every stage.

Daniel & Sophie Lawson

Bath

Lucid handled a high-value transfer for our Amalfi Coast property. Everything arrived on time and exactly as promised.

Richard & Claire Thompson

Surrey

Relocating to Italy meant moving large sums quickly. Lucid’s personal service and transparency gave us total confidence.

Tom & Anna Moretti

Surrey

We used Lucid for an investment property in Rome. Their FX planning protected us from a sudden market swing and saved us thousands.

Oliver Grant

Leeds

Use Cases

Bespoke FX Broker

From historic city apartments to countryside estates, we support buyers across Italy with FX strategies tailored to how they’re purchasing.

Buying Your Home in Italy

Manage deposits, completion payments and renovations with clarity and confidence.

Relocating To Italy

Coordinate multiple transfers for property, relocation costs, schooling and living expenses.

Overseas Property Development

Handle staged payments to builders and contractors while protecting your budget from FX volatility.

Managing Property Investments

Optimise returns when buying, selling or refinancing Italian property through smart FX planning.

Your Italy Property Transfer in Four Simple Steps

We make moving money to Italy simple, structured and stress-free.

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01
Step 1

Book Your Free Consultation

Discuss your purchase, timeline and euro exposure with an Italy FX specialist.

02
Step 2

Get Set Up

Open your secure, multi-currency account via our FCA-regulated partners.

03
Step 3

Lock in Your Exchange Rate

Secure your EUR rate for deposits and completion — or split transfers strategically.

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Step 4

Funds Delivered

We send euros directly to your solicitor, notary or seller with full confirmation.

We're Here to Help

Transparent Rates, Secure Transfers & 1:1 Guidance for Italy Buyers

Transparent Pricing, Always

Clear, competitive pricing with no hidden fees.

Personal Property FX Strategy

Your FX plan is built around Italian legal timelines and payment milestones.

1:1 Support, Every Step

You speak to the same specialist from first call to final transfer, including coordination with your notaire.

Lucid provides secure, property-focused foreign exchange for buyers purchasing in Italy.

Every transfer is handled through FCA-regulated partners, ensuring safeguarded funds and timely delivery.

Our aim is simple: protect your value and remove uncertainty from buying property abroad.

Buying a property in Italy
14+ Years Experiance

Clarity and Confidence for Your Italy Property Purchase

A message from our founder, David – over a decade in property foreign exchange and still focused on what truly matters.

Italy attracts buyers looking for lifestyle, heritage and long-term value. When you’re transferring large sums to complete a purchase here, clarity and timing matter just as much as the rate itself.

At Lucid, we focus on protecting your value, explaining your options clearly, and making sure every transfer happens exactly when it should.

David Huggett
Founder

Property purchase in Mallorca

FAQs — Buying a Property in Italy

Everything you need to know about currency transfers for Italian property purchases.

How many payments are involved when buying in Itay?

Usually a deposit at compromesso and a final payment at rogito. We plan FX around both stages.

How long do transfers to Italy take?

Once funds arrive with us, most EUR transfers complete same day or next business day.

Can I lock in an exchange rate ahead of completion?

Yes. Forward contracts allow you to secure a EUR rate months in advance.

Are Lucid’s transfers secure?

Yes. All funds are safeguarded and processed through FCA-regulated partners.

Does Lucid charge fees?

No transfer fees. We use a clear, competitive margin on the exchange rate — far tighter than most UK banks.

Are funds safe during the transfer?

Yes. All funds are safeguarded and processed through FCA-regulated partners, with full transparency and proof of delivery.

Start Your Italy Property Transfer with Lucid Today

Move funds safely, securely, and strategically with our property FX specialists.

We help...

Corporate Clients

Skip the usual FX headaches and get reliable, strategic support.

Private Clients

Make high-value overseas transactions with confidence.

Partners

Grow your business, improve client relations.